Premium
LOCATION
Location matters, don’t let anyone tell you otherwise. The present state and demographics of the neighborhood is very important. Also, the future projects and amenities coming to the area also matter a lot.
Deals By
AGENTS
Most Realtors get invited to early groundbreaking sessions by the most prominent builders. However, not all are interested in exposing this discounted pricing to their clients.
Special
PRICING
The opportunity to get special pricing happens often but mostly at the early stages or through special arrangements. This also includes unique payment terms on downpayment and a few valuable pecks.
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Things to know
There are several important things to consider before deciding on what type of place to rent, the size, location and neighborhood. This should be taken just as seriously as buying a property. The key difference is renting requires less financial commitment but the use is all the same. The tenant is expected to maintain the property just like they own it. A rental should meet the basic needs of the tenants, just as a landlord or seller hope to get maximum financial outcome from renting their property. A Tenant should also enjoy the full privacy and benefit of being a tenant.
A Seller is someone who owns the real estate and willing to put it on the market for sale. The seller or sellers must own the property or have the legal permission to sell the residential or commercial property. A seller may also be selling a business that may not include ownership of the property. The property may be leased and such will be reflected int he price.
A Buyer is someone who purchases a real estate property. Real estate properties are different from other products. In real estate a buyer may not be new to the product. They may have leased it previously or presently. The Buyer can be an individual, a couple, a partnership, or company. Not all prospective buyers are qualified. It’s important to have an informed and qualified Buyer.
A contract in real estate is not 100% the same as an agreement, even though they have a lot of similarities. In general, a contract is legally enforceable and does not have to be written, but in real estate, it has to be in writing to be enforceable. Contracts respects and protects the rights and duties of all parties to the contract. These often involve the exchange of products, services, money, and other forms of promises. A real estate contract can be between a buyer and seller, or a tenant and landlord. All parties must sign the agreement documents.
Mortgage refinancing is a process of taking out a new loan to pay off one or more outstanding loans. Borrowers usually refinance in order to receive lower interest rates or to otherwise reduce their repayment amount. This can be a good or bad idea, depending on your motivation and goals.
A pre-approval is a preliminary evaluation of a potential property buyer by a lender to determine whether they are qualified to be granted loan. Pre-approvals are generated through relationships with credit bureaus which facilitate pre-approval analysis through soft inquiries.
A mortgage is a type of loan from a bank or private lender often used to buy a home or other residential or commercial property. A mortgage allows the lender to take possession of the property if you don’t repay the loan on time. When you take out a mortgage, you make a promise to repay the loan.
After an offer is received, negotiated and accepted, a few legal procedures and documentation follows. Inspection and ensuring the property is in a clean and vacant state is important. The property must be protected until delivered to the new purchaser. Deposit will be received earlier and the full amount will be paid on the completion date. Things may be done a little differently when its a brand new home or custom built.
There are several monetary factors and requirements in real estate. Some of the financial commitments include loans, down-payment, deposit, realty fees, inspection fees, disbursement, legal fees, agents commission, property tax, land transfer tax, and much more. Also there are different mortgage and financing types and approval may depend on several factors.
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Helpful tip
HIRE A REALTOR
Over 90 percent of home sales involve a real estate agent. In many cases, hiring a real estate agent is absolutely in the best interests of home owner, and property purchaser, as long as they are committed to the clients. It will help in avoiding mistakes and get alerted if any red-flags.
CLEAN UP
The property shouldn’t only be cleaned, but all repairs should be addressed early. If any defects, then it will be wise to provide such disclosures. The Buyers will most likely get a professional home inspector involved. Cracks, rot, stains in the house may be an issue to the buyers.
STAGE
Home repairs and renovations is not the same as staging a home for sale. This is applying focus on the presentation and appearance of a property to make it look more appealing and thereby sell quicker and for more money. This does not have to be expensive but it must enhance the sale.
SET PRICE
Property price is not the same as the cost of the property. A lot must be considered to accurately set an amount. The square footage, sale history, defects, number of bedrooms, age, upgrades, parking space, taxes, , location and the condition. All these are considered by a Realtor in evaluating the market value of the property.
DOCUMENTATION
Paper work before and after sale are very important and each has its own objective. A Realtor can be helpful to get this done properly. Title deed, Schedules, Purchase Agreement, Conditions, Amendments, Sellers disclosures, Warranty, Waivers, and a few more. These documents are there to protect all parties, and the property.
CLOSING
After an offer is received, negotiated and accepted, a few legal procedures and documentation follows. Inspection and ensuring the property is in a clean and vacant state is important. The property must be protected until delivered to the new purchaser. Deposit will be received earlier and the full amount will be paid on the completion date.
TIPS ON BUYING PRE-CONSTRUCTIONS?
Tips for sellers
- Disclose any material defect.
- Try to fix any problem with the property.
- overpricing your property may scare buyers away.
- you may need to Decluster and put extra stuffs in storage.
- How will the sale of the property affect you and your family.
- Will you need to buy another property? Are you downsizing?
- Personal items like photos and valuable items should be kept away during the period the property is on the market for sale.
- Do not panic, but a small mistake can have financial consequences. And Why A Good Realtor Will Be Helpful.
Tips for buyer
- Keep a good credit for many years.
- Your Lifestyle and family size matters.
- The wish list versus reality check list.
- You may need to change your kids school.
- What type of property will meet your needs.
- How will moving affect your insurance, transit, etc.
- Will you need to sell a property before buying another.
- Do not panic, but a small mistake can have financial consequences, and why a good realtor will be helpful.
